Home Ownership Pathway NZ
Government First Home Buyers Assistance
Let's put the pathway together for you
First Home Loan
We make it simple for First‑Home Buyers
The First Home Loan makes it easier where you only need a 5% deposit.
These loans are offered by selected banks and backed by govt- Kāinga Ora
Kainga Ora Assistance
We are your entitlements and options from the government to enable you to achieve Home Ownership!
We're here to walk with you on the journey
Talk to us today
- We help you meet the criteria
- We work closely with selected participating banks
- We can help you
Our goal for you
- Pre‑approval (find out how much you can borrow)
- Final approval (if you already found a house)
Where do you want to live in Aotearoa?
You may qualify if you:
- Live in NZ and are a citizen or resident
- Are a first‑home buyer
- Earn under:
- $95,000 (single, no kids)
- $150,000 (single with kids)
- $150,000 combined (couples or joint buyers)
- Have at least a 5% deposit
- Will live in the home
- Don’t own any other property
- Are buying a home under 1 hectare
BOOK A CALL
Lets get the ball rolling. Talk to one of the team today about your goals.